Investment Funds You Can Choose

U.S. Stock Funds

Fund offerings as of October 1, 2008

Core U.S. Stock Funds		For a $10,000 Investment
		Fees		Result in 10 Years
Info Pop Ups*	Fund	Annual	Long-Term	Average	Downside	Upside
	FRS Select U.S. Stock Market Index Fund (S10)	$2	$60	$17,800	$7,400	$40,500
	Pioneer Fund (S20)	$70	$2,346	$16,500	$7,300	$35,500
Specialty U.S. Stock Funds
	FRS Select U.S. Large Value Stock Active Fund (S25)	$19	$595	$17,100	$7,700	$35,700
	Prudential Mid-Cap Quantitative Core Equity Fund (S40)	$35	$1,109	$17,400	$6,900	$41,500
	FRS Select U.S. Large Growth Stock Active Fund (S30)	$45	$1,432	$16,600	$6,200	$41,300
	Fidelity Growth Company Fund (S80)	$69	$2,309	$16,400	$5,100	$46,000
	Fidelity Low-Priced Stock Fund (S90) [closed to new investors]	$72	$2,421	$16,800	$7,100	$36,300
	American Beacon Small Cap Value Fund (S99)	$81	$2,763	$16,200	$6,200	$38,800
	T. Rowe Price Small Cap Stock Fund (S97)	$89	$3,076	$15,600	$6,100	$38,900

How to read this table

*Info Pop Ups Legend
	Fund Thumbnail (short summaries of each fund)
	Fund Scorecard (overall score, rankings, investment style and risk, historical performance, other statistics)
	Fund Profile (fees and expenses, investment strategies and risks, asset allocation, average annual returns, fund advisors, etc.)
	Fund Details (restrictions on transfers, philosophy, research process, security selection, portfolio construction, sell discipline, etc.)

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These funds invest primarily in equity shares or stocks issued by U.S. companies. The short-term risk of stocks has been much higher than bonds. However, over long periods of time, stocks have generally done better than bonds. The performance of stocks over the long run is one of the main reasons that stocks are typically recommended for retirement investing. Some risk is necessary to achieve long-term investment growth.