(5) What Internet browsers should I use to access MyFRS.com?

For the best site experience we recommend using any of the following browsers:

  • Google Chrome: 64 and above

  • Internet Explorer: 11 and above

  • Firefox: 59.0 and above

  • Safari: 10.1.1 and above

  • iOS 10.3.2 and above

  • Android 7.0 and above

Browsers which are older or are beta versions may not allow you to access MyFRS.com. Be sure to use the most recent version to ensure the best security, encryption, and privacy.

If MyFRS.com or some of its features do not work correctly, please download the latest version of the browser or use a different browser.

Please feel free to send feedback and any compatibility issues to supportmyfrs@tekstream.com

(15) Can I use an iPad or iPhone on MyFRS.com?

Yes. Be sure "private" browsing mode has been disabled: How to disable "private" browsing mode.

(2105) What is the "present value" of my Pension Plan benefit?

The "present value" is the amount of money you would need to invest today to give you roughly the same monthly benefit you would have received from the Pension Plan. In figuring that amount, it's assumed that you terminate from the FRS today; begin drawing retirement benefits on your normal retirement date – the earlier of age 62 or 30 years of service, or the earlier of age 55 or 25 years of service for members of the Special Risk Class*; live an average life span; and received, if applicable, a cost-of-living increase during retirement.

Present value is based only on your current FRS service to date and your current average final compensation. If you stay in the Pension Plan instead of switching to the Investment Plan, the value of your Pension Plan benefit will increase over time if you accumulate more service. If you switch to the Investment Plan – without transferring your Pension Plan benefit to the Investment Plan – and remain an inactive participant in the Pension Plan, the value of your Pension Plan benefit will be frozen. It will not increase over time as you accumulate service in the Investment Plan.

*If initially hired on or after July 1, 2011, normal retirement is the earlier of age 65 or 33 years of service or the earlier of age 60 or 30 years of service for members of the Special Risk Class.

(2082) What happens if my application for disability is denied?

You will have 21 days to file a petition for a hearing before the State Retirement Commission. In addition, the Division will advise you of any other alternatives you may consider.

(200) Can I return to work with an FRS-covered employer as a volunteer after retiring from the FRS Investment Plan?

Yes, you can return to employment as an unpaid bona fide volunteer during the first 12 calendar months of retirement without affecting your retirement benefits (after 12 calendar months, no restrictions apply).

To be considered a volunteer, you must not have an employee/employer relationship with the FRS-covered employer and must not be receiving any salary, compensation, or benefits (normally provided to employees) at that time or anytime in the future (for that period). Your employer should not be holding a paid position open or helping you secure paid work in the future, and the work should be that typically done by a volunteer.

Volunteering is not employment; therefore, a volunteer should not be filling a vacancy that is normally a paid position. The volunteer work should be performed without promise or expectation of compensation.

If you are considering volunteering during the first 12 calendar months of retirement you should be aware that if you are later determined to be an employee due to State or Federal employment and labor laws or rules, and salary or compensation is awarded for any part of the required six calendar month termination period after retirement, you will void your retirement and have to pay back all benefits received. If the above situation occurred only during the 7th through 12th calendar months after retirement, no additional Investment Plan distributions would be permitted until you either terminated employment or completed a total of 12 calendar months of retirement. You and your employer would be responsible for repaying any distributions received during the 7th through 12th calendar months.

Any questions about labor laws and rules need to be directed to your employer, since it is a compliance issue for the employer and would not involve the State Board of Administration of Florida or the FRS Investment Plan Administrator.

(63) I'm a rehired employee. I previously left FRS employment but I didn't draw retirement benefits. Now I'm returning to FRS employment. Do I have a choice between the two plans?

Yes, if this is the first time you've been rehired since the Investment Plan began. As with a new employee, you'll be enrolled automatically in the Pension Plan on your rehire date and you will have until the last business day of the eighth month after your rehire date to select a retirement Plan.
If you already made a plan choice then you will be returned to the plan you were in prior to leaving employment.

(402) Can the investment funds in the Investment Plan decrease in value?

Yes. None of the funds in the Investment Plan are guaranteed.

Section 121.4501(15), Florida Statutes, incorporates the federal law concept of fiduciary responsibility on the part of the Trustees of the SBA, codified at 29 U.S.C. 1104(a)(1)(A)-(C), and also incorporates the federal law concept of participant control, established by regulations of the U.S. Department of Labor under Section 404(c) of ERISA.

Under the concept of fiduciary responsibility, the Trustees of the SBA shall ensure that investment of FRS Investment Plan assets shall be made for the sole interest and exclusive purpose of providing benefits to Plan participants and beneficiaries and defraying reasonable expenses of administering the Plan.

Under the concept of participant control, if you, as a participant, exercise control over your assets in the FRS Investment Plan, pursuant to Section 404(c) regulations and all applicable laws governing the operation of the FRS Investment Plan, no program fiduciary shall be liable for any loss to your account that may result from your exercise of that control.

(450) How do I translate text on MyFRS.com into a different language?

To translate text, use the language translation tool located in the header of all publicly available pages.

(2081) What might delay the processing of my disability application?

The most common causes of delays are:

  • Insufficient medical information from a physician
  • An incomplete application submitted by the member
  • In the case of an in-line-of-duty disability application, failure to provide a Notice of Injury or other proof that the disability occurred in the line of duty.