FAQs

What FAQs are available from the Division of Retirement for Pension Plan members, DROP members, and employers?

A number of FAQs are available, as follows:


(39) What is normal retirement under the FRS Pension Plan?

Normal retirement occurs when you retire with full (unreduced) benefits based on your age and/or length of service, as follows:


If you have FRS service prior to July 1, 2011:


  • Regular, Senior Management Service, Elected Officers', and Special Risk Administrative Support Classes - age 62 with 6 years of service or 30 years regardless of age; and
  • Special Risk Class - age 55 with 6 years of Special Risk Class service, or 25 years of Special Risk Class service regardless of age, or age 52 with 25 years of combined Special Risk Class service and military service).

If you first joined the FRS on or after July 1, 2011:

  • Regular, Senior Management Service, Elected Officers', and Special Risk Administrative Support Classes - Age 65 with 8 years of service or 33 years of service regardless of age.
  • Special Risk Class - Age 60 with 8 years of Special Risk Class service, or 30 years of Special Risk Class service regardless of age, or age 57 with 30 years of combined Special Risk Class service and military service.
(2058) What makes up the years of creditable service?

"Years of creditable service" means the total of all years and parts of years you worked in a retirement-covered position with an FRS employer. It also includes any additional service credit that you purchase before you retire or enter the Deferred Retirement Option Program (DROP).

(10102) Are there circumstances where I forfeit my retirement benefits if I commit a crime?

Yes. If, prior to retirement, you commit a crime specified by Florida Statutes as requiring forfeiture of benefits and are found guilty, or enter a plea of guilty or nolo contendere, or your employment was terminated because of an admission to committing, aiding, or abetting a specified crime, retirement rights and benefits are forfeited (except for any portion of your Investment Plan account attributable to a refund of personal retirement contributions or deposits, if any were made to the plan when they were previously allowed). The forfeiture of benefits provision applies if a job-related felony offense as outlined below is committed:


  • Committing, aiding or abetting an embezzlement of public funds or any grand theft from the employer;
  • Committing bribery in connection with employment;
  • Committing any other felony specified in chapter 838, F.S., (bribery and misuse of public office), except ss. 838.15 and 838.16, F.S., (commercial bribes);
  • Committing any felony with intent to defraud the public or the employer of the right to receive the faithful performance of duty, or receiving or attempting to receive profit or advantage for the participant or another person through the use of his or her position; or
  • Committing an impeachable offense (applies to elected officials only).
  • Convicted of committing any felony as defined in s. 800.04, Florida Statutes, against a victim younger than 16, or any felony defined in Chapter 794, Florida Statutes, against a victim younger than 18.

See s. 112.3173, F.S., and s. 8, Article II of the Florida Constitution for additional information. In addition to the crimes stated above, if a court of competent jurisdiction finds that you violated any state law against strikes by public employees, your benefits are forfeited.


If your beneficiary is found to have intentionally killed you or procured your death, he or she forfeits all rights to retirement benefits. Any remaining benefits payable would be paid as if your beneficiary died before you.

(2039) Is the fiscal year for retirement purposes the same as the calendar year?

No. The fiscal year for retirement purposes is July 1 through June 30.

(10101) I'm a new teacher on a 10 month contract who started on April 2. Our school year ends on May 26, but my retirement plan choice period goes through September 30. Can I make a plan choice while on my summer break or must I wait until returning to work in the Fall to enroll?

For school district employees on less than 12-month contracts (and who are making their initial election) it depends on your status at the end of the contract year and whether your employment was terminated at that time. You may make your retirement plan election at any time prior to the end of the school year. If you or your school district does not terminate your service at the end of the school year or prior to you making a plan choice, you may make a plan election during the summer break at any time prior to your choice period deadline. However, you must return to work in the Fall to make the plan choice valid. If you or your school district terminates your employment at the end of the school year prior to your making a plan choice, you will receive Pension Plan retirement credit for the service rendered during the school term and upon returning to employment in the Fall you will receive a new choice period. If you elect the Investment Plan with the new choice, the accrued value of your previous Pension Plan service will be transferred to the Investment Plan as your opening account balance.